Finance

No more disputes over what's been paid

Shipper and carrier see the same payment status on every shipment. Finance teams on both sides see what's ready to invoice, what's overdue and what's paid in one registry

Live in days, not months.

Finance interface

Finance puts a payment status on every completed shipment that both sides can see and mark. Finance teams track invoices and payments in one registry, and a digital worker follows up on what's overdue

Features

One payment status both sides trust

Payments are tracked in Excel apart from the shipments, invoices wait on missing PODs, and overdue bills are chased by phone. With Finance, every shipment shows what's ready to invoice, what's overdue and what's paid, for the shipper and the carrier alike

Status on every shipment

Once a tender is completed, it shows a payment status that the shipper or the carrier can mark

Ready to invoice at a glance

Shipments with an approved rate and a POD in place are marked ready, so billing doesn't wait on a manual check

Every bill checked against the agreed rate

Carrier invoices are compared with the agreed rate and accessorials, so an extra EUR 20 on a bill doesn't go unnoticed

Overdue payments followed up

The worker reminds the other side when a payment is due and again when it's late

Pixel art scene of a logistics warehouse with red and yellow forklifts lined up by loading docks of a red brick building under large fluffy clouds, with a worker in red uniform holding a tablet on the right.
Why Cargofy

One payment status both sides trust

Payments are tracked in Excel apart from the shipments, invoices wait on missing PODs, and overdue bills are chased by phone. With Finance, every shipment shows what's ready to invoice, what's overdue and what's paid, for the shipper and the carrier alike

Status on every shipment

Once a tender is completed, it shows a payment status that the shipper or the carrier can mark

Ready to invoice at a glance

Shipments with an approved rate and a POD in place are marked ready, so billing doesn't wait on a manual check

Every bill checked against the agreed rate

Carrier invoices are compared with the agreed rate and accessorials, so an extra EUR 20 on a bill doesn't go unnoticed

Overdue payments followed up

The worker reminds the other side when a payment is due and again when it's late

Impact

With digital workers, everything changes

24/7

payment status visible to the carrier

100%

of carrier invoices checked against the agreed rate

<1 min

to find the payment status of any shipment

Superpowers

What the Settlement Manager does

Remind about Payment

The worker reminds the other side when a payment is due

Integrations

Plays well with your stack

Highlight

Please don't put cases here. Cases in Solutions

Architect is the AI that sets up Cargofy for you. Send it a text or voice message, and it builds the fields, forms and workflows you need, or passes the task to an AI worker

Related primitives

Each agent operates within different contexts and sets of instructions, creating unique workflows and data models

Workflows involved

Invoice on delivery
The moment the POD checks out, the invoice goes out — built from the booking, paperwork attached, posted to your books.
Detention dispute
When a truck waits past free time, the worker builds the case from geofence and gate timestamps and files it — with your signature.
Fuel surcharge update
When the fuel index publishes, every lane's surcharge is recalculated, your records updated and customers and carriers notified — same day.
Data models
Invoice
What's billed, to whom, and where it stands — every line item in its place. A tidy invoice drawer is the difference between cash flow and cash hope.
Document
BOLs, CMRs, PODs and customs papers — read, filed and findable, not photographed and forgotten. Every paper that touches a load ends up in this drawer.
Payment
Settlements and status: who owes whom, how much, and when it actually moved. The drawer your cash flow lives in.
Booking
The confirmed slot on a vessel, flight or train — cut-offs, ports and container counts in one file. When the line says "confirmed", this drawer is where it's written down.
Accessorial
Extra charges, itemized: detention, liftgate, layover — each with its code, price and rules. The drawer that keeps surprises off the invoice, in both directions.
Shipment
The end-to-end file on goods moving from origin to destination — status, stops, paperwork and position in one folder. Every worker can read it; the right ones keep it current.
Company
A record of a company you work with in Cargofy. It brings together organization details for use in related processes.
Interfaces
Settlement Steps List
A list of transport settlement steps. It helps the finance team review payment progress and open the relevant record.
Settlement Step Card
A card for a transport settlement step. It helps the finance team review the status of the relevant payment step.
FAQ

Common Questions

Everything you need to know about deploying AI Digital Workers into freight operations — from how they work to how fast you can go live.‍

What is freight payment tracking?

Freight payment tracking shows whether each shipment has been paid. Cargofy Finance adds a payment status to every completed tender, visible to both shipper and carrier, and keeps a registry of paid and unpaid shipments for your finance team

Does Cargofy process payments?

No. Cargofy doesn't move money and isn't a payment service. Finance tracks payment statuses, and the payments themselves go through your bank or payment provider

Which accounting systems does Finance connect to?

Finance connects to BAS, QuickBooks, Xero and NetSuite

Does Cargofy check carrier invoices?

Yes. Carrier invoices are compared with the agreed rate and accessorials for that shipment, and differences are flagged for your finance team. Cargofy doesn't move money: payments go through your bank or payment provider

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Ready to put a Digital Worker on the job?

Live in days, not months — connected to your TMS, load boards, and the 50,000-company Cargofy Network from day one.